Christian Hernandez Ayala

Kick off the new year by obtaining reliable auto insurance. Whether you’re facing winter weather or daily commutes, our personal coverage will protect you from accidents, damage, or theft. Start the year with a fresh look at your auto insurance policy and enjoy personal protection that fits your lifestyle.

With over six years of experience in the insurance industry, I am dedicated to helping individuals and families protect what matters most. My focus areas include Auto Insurance and serving the Hispanic community, where I take pride in providing personalized guidance and support to meet each customer’s unique needs.

I hold 65 licenses and have previously been recognized as one of the top life insurance producers in the country—a reflection of my commitment to excellence and helping customers prepare for the future.

Outside of work, my fiancé and I enjoy exploring Colorado’s local food scene, discovering new restaurants, and visiting farmers markets in search of delicious baked goods. I also love traveling, especially returning home to Puerto Rico to spend time with my parents and friends. Our dog, Lola, is an important part of our family and proudly lets everyone know that her dad is a State Farm Agent.

What factors affect my auto insurance pricing? Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? It protects your home, personal belongings, and provides liability coverage if someone is injured on your property.

Do renters need insurance? Renters insurance isn’t required, but it protects your belongings and offers liability coverage.

How much life insurance do I need? Typically 10–15 times your annual income, depending on your debts, living expenses, and future financial obligations.